The Shane Ray Team
With unsurpassed knowledge of the breathtakingly beautiful Colorado Springs area and its surrounding communities, a commitment to serve our military clients with the best possible service, and a desire to get to know your family and what is important to you, we know how to find you the most desirable properties and negotiate the best deals. It’s our job to know about the latest market conditions, know which VA mortgage experts to refer you to, and stay on top of new community developments- so that you can focus on finding your dream home and enjoying every step of the process.
Our Home Buying Process
It doesn’t matter if it’s your first house or your fourteenth. Buying a house is stressful. But when you follow these steps, you’ll actually be able to enjoy the process of finding your dream home.
1). Talk it over with the lender. To ensure that you’re getting the best possible deal on interest rates and loan terms, it’s always a good idea to meet with the lender first. Then you’ll be able to meet with me to discuss all of your wants, needs, and the general timeline.
2). Find your dream home. View homes online and in-person, or hand the whole thing to us and we’ll find your dream home by one of our other advanced methods. Our site is connected to the real MLS, making it more up-to-date and accurate than other sites. Once you’ve found your dream home, it’s time to write an offer.
3). Handle the negotiations. All negotiations are conducted up-front, and they can involve a multitude of things, including price, concessions, warranties, repairs, inspections, and possessions. Once the negotiations are finished, earnest money will be collected and a formal loan application will be submitted.
4). Handle the legalities. If you feel you’re in need of legal advice, now would be a good time to consult a trusted contractor or professional. It’s always a wise decision to review all contracts and documents before you move on to the actual home inspection. Then you’ll be prepared to negotiate any necessary home repairs with the seller.
5). The loan process. Next, the lender will complete the loan process and the order appraisal. The loan package will then be submitted to the lender, and after the loan is approved, the title search and commitment can take place.
6). The finishing touches. Now that you’re in the home stretch, it’s time to review the settlement statement. You’ll also need to call and arrange for utilities, conduct a final walkthrough, and enjoy closing on your dream home!
Help With New Homes
New homes are exciting, but they can also be pretty nerve-wracking. Don’t take it all on by yourself. I’m here to walk you through the toughest parts of the home-buying process (including those negotiations you’ve been dreading). I’ll help you get the best deal on price, lot premiums, incentives, and upgrades. Nervous about those contracts? Don’t be. I’ll make sure you know exactly what you’re signing before you sign it. And when it’s time for the home inspections and walkthroughs, you won’t have to worry about missing a beat.
No matter the question, I’m here to answer it. I can give you suggestions and input from experience whenever you need it. I get paid by the builder at NO cost to you, making it easy for me to assist you in the best way possible!
Our Home Selling Process
1). Competitively Price Your Home
You deserve to sell your home at the best price possible, and my knowledge of the current market and experience in pricing strategies can give you the competitive edge you’ll need to make it happen. I’ll also conduct a market analysis based on comparable properties in your area to give you an advantage in today’s housing market.
2). Prepare and Submit Accurate Information to Multiple Listing Service (MLS)
Your home is desirable, and it needs to be advertised as such. Great photos, great captions, and advanced website syndication will get you maximum exposure and appeal to a wide range of buyers.
3). Optimize Your Next House Showing
Take the stress out of showings, and let our professionally trained staff handle it. They’ll manage all of your showing appointments seven days a week. You’ll receive showing instructions and information on a regular basis as well as email follow-ups on every showing. Take advantage of our cutting edge software to get the most out of every showing, and start optimizing your selling experience TODAY!